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Welcome to The-Best. These Terms and Conditions govern your use of our website and services. By accessing or using the website, you agree to these terms. If you do not agree, please do not use our services.

Financial Disclaimer

The information provided on The-Best is general in nature and for educational purposes only. Any information provided does not consider the personal financial circumstances of readers, such as individual objectives, financial situation, or needs. We do not hold an Australian Financial Services Licence (AFSL) and therefore do not offer financial advice, brokerage, or advisory services. Your financial situation is unique, and the products and services we review may not be right for your circumstances. The-Best encourages readers to seek independent expert advice in relation to their own financial circumstances before making any financial decisions.

Use of Information

Information of products and services may have changed since the time of publication. The-Best provides an information service. It is not a product issuer or provider. In providing information about financial or insurance products, The-Best is not making any suggestion or recommendation about a particular product. It is important to check any product or service information directly with the provider. Consider the Product Disclosure Statement (PDS), Financial Services Guide (FSG), Target Market Determination (TMD), and other applicable product documentation before making a decision to purchase or apply for a financial or insurance product. Contact the product issuer directly for a copy of the PDS, TMD, and other relevant documentation. The-Best adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The-Best cannot guarantee the accuracy, completeness or timeliness of this website. The-Best accepts no responsibility to update any person regarding any inaccuracy, omission or change in information in our stories or any other information made available to a person, nor any obligation to furnish the person with any further information. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.

Advertiser Disclosure

The-Best maintains its commitment to editorial integrity and transparency. Our association with some of the companies whose products and services are showcased on this website is solely as affiliates; we do not act on behalf of them. While we receive compensation from some companies featured on our site, it is important to understand that this compensation does not influence our reviews or the objectivity of the information provided, but may affect the placement of products on our site. We are committed to providing unbiased and comprehensive information to help you make informed decisions. The presence of a product on our site is not an endorsement but an opportunity for you to compare your options.

How We Make Money

Our revenue comes from some of the featured products and services through affiliate links, advertisements, and partnerships. This payment comes out of the provider's pocket, and our service is 100% free for you. It is crucial to note that while we may receive compensation when you click on links or apply for products, our content aims to inform rather than sell. We do not receive compensation for every action, and our financial arrangements do not compromise the impartiality of our reviews or educational information. Our goal is to empower you with information, leaving the decision-making entirely in your hands.

Promotional Content

We strictly provide factual information about financial products without giving opinions or offering advice on their suitability. Any decision to click on links to products or services, or to purchase or enquire about them, should be made after independent evaluation and consultation with a professional adviser. In comparing various financial products and services, we are unable to compare every provider in the market so our rankings do not constitute a comprehensive review of a particular sector. While we do go to great lengths to ensure our ranking criteria matches the concerns of consumers, we cannot guarantee that every relevant feature of a financial product will be reviewed.

Disclaimer of Liability

The-Best shall not be liable for any losses or damages arising from the use of, or reliance on, the information on our website. While we strive to ensure the accuracy of the information, we cannot guarantee that all content is up-to-date or comprehensive.

Governing Law

These Terms and Conditions are governed by the laws of Australia. The courts of Australia have exclusive jurisdiction over any disputes arising from or related to the use of The-Best.

Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Your continued use of the website after such changes indicates your acceptance of the new terms.

Privacy Policy

At The-Best, we are dedicated to protecting your personal information in line with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). Our collection, use, and disclosure of personal information are strictly for the purpose of providing you with information on financial products and services. We only share your information with affiliated providers with your consent and in situations where it is necessary for the services we provide. Our Privacy Policy is updated regularly to ensure compliance with the latest privacy laws and regulations, reflecting our commitment to safeguarding your data.

Contact Us

For any questions or concerns about these Terms and Conditions, please contact us at info@the-best.com.au.

Acknowledgement

By using our website, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.

Last Updated

These Terms and Conditions were last updated on 17/02/2024.

This Privacy Policy sets out how The-Best collects, uses, discloses, and protects personal information in compliance with Australian privacy laws, including the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

Collection of Personal Information

The-Best may collect personal information from individuals for the purpose of promoting financial products and services offered by affiliated providers. This information may include:

• Name
• Contact information (such as email address, phone number)
• Demographic information (such as age, gender, location)
• Other information relevant to the promotion of financial products and services.

Personal information may be collected through various means, including:

• Website forms
• Cookies and tracking technologies
• Communication channels (such as email, phone, social media)
• Third-party sources (such as affiliates, partners, publicly available sources).

Use of Personal Information

The-Best may use personal information for the following purposes:

• Promoting financial products and services offered by affiliated providers
• Providing tailored content and marketing materials
• Responding to inquiries and feedback
• Improving our website and services
• Complying with legal obligations.

Disclosure of Personal Information

The-Best may disclose personal information to:

• Affiliated financial services providers for promotional purposes
• Service providers engaged to perform functions on our behalf
• Legal and regulatory authorities as required by law.

Protection of Personal Information

The-Best is committed to ensuring the security of personal information and takes reasonable steps to protect it from unauthorised access, use, or disclosure. This includes implementing appropriate technical and organisational measures.

Electronic Communications

The-Best may engage in electronic communications, including email marketing, to provide discounts and offers of financial products and services. By submitting your email details, you consent to receiving promotional materials from The-Best. Any such communications will comply with the requirements of the Spam Act 2003, including obtaining consent from recipients before sending commercial electronic messages and providing recipients with a functional unsubscribe mechanism.

Access and Correction

Individuals have the right to access and request correction of their personal information held by The-Best . Requests for access or correction should be made in writing to the contact details provided below.

Complaints

If you have a complaint about the handling of your personal information by The-Best, please contact us using the details below. We take complaints seriously and will respond promptly to address any concerns.

Contact Us

If you have any questions or concerns about our Privacy Policy or the handling of your personal information, please contact us at:

info@the-best.com.au

Updates to Privacy Policy

This Privacy Policy may be updated from time to time to reflect changes in legal or business practices. The latest version of the Privacy Policy will be available on our website.

Last updated: 17/02/2024

At The-Best, we uphold stringent standards to ensure the quality and integrity of the content featured on our website, particularly within our blog section.

Transparency and Trust

• Every article is authored by a named individual, accompanied by their credentials, fostering transparency and accountability.
• We openly disclose any partnerships, sponsorships, or affiliations that may influence the content, ensuring honesty and trustworthiness.
• In the event of updates or corrections post-publication, we clearly indicate these revisions.

Accuracy

• We meticulously fact-check all information prior to publication, relying on reputable sources and providing links when applicable.
• Our dedication to accuracy extends to consulting industry experts as needed and regularly reviewing and updating content to maintain relevance.

Accessibility

• Adhering to the Web Content Accessibility Guidelines (WCAG) 2.1, we strive to make our content accessible to all users, including those with disabilities.

Legal and Ethical Compliance

• We adhere to privacy laws and regulations to safeguard the confidentiality of our readers. Refer to our privacy policy for further details.
• When incorporating external content, such as words, videos, or images, we obtain appropriate permissions to uphold legal and ethical standards.

For inquiries or further clarification regarding our editorial guidelines, please reach out to us at info@the-best.com.au.